Deer season is here: November is the worst month for animal crashes, State Farm says

What State Farm found

The insurer says U.S. drivers filed more than 1.6 million animal collision claims between July 1, 2025 and June 30, 2026. Collisions with large animals peak in November, followed by October and December, the deer mating and hunting season.

State Farm puts the average driver’s chance of an animal collision at 1 in 145. The odds are much higher in some states:

How to lower your risk

• Be most alert from dusk to dawn, and near woods, fields and water.
• Watch for deer crossing signs.
• Use your high beams on dark roads when there is no oncoming traffic.
• If you see one deer, expect more behind it.
• Do not swerve. Slow down, honk and brake, and stay in your lane. Swerving can put you into another car or off the road.
• Wear your seat belt and keep to the speed limit.

State Farm notes that car-mounted deer whistles have no scientific support.

If you hit a deer

1. Pull over if you can and turn on your hazard lights. Stay off the road.
2. Call the police, and an ambulance if anyone is hurt. A police report may help with your insurance claim.
3. Keep away from the deer. An injured deer can kick.
4. Take photos of the car, the road and any injuries if it is safe.
5. Call your insurer. Hitting a deer is usually covered under comprehensive coverage, not collision.

Is the car safe to drive?

Look for leaking fluid, loose parts, tire damage, broken lights or a hood that will not latch. If anything seems unsafe, get a tow rather than driving.

Damage is not always obvious. A deer hit to the front can crack the radiator or a coolant hose, which can make the engine overheat a few miles later. Watch the temperature gauge and the ground under the car. A mobile mechanic can check lights, the cooling system and warning lights where the car is parked. Body and frame repairs need a body shop.